Buy Now. Pay Smarter. Live Better.
Flexible credit for everyday spending.
Credify gives you the freedom to split payments, access instant credit, and take control of your financial life powered by intelligent lending.
“I have been using Credify for the past year, and it has completely transformed the way I shop.”
Trusted by shoppers. Loved by merchants. Built with bank-grade security.
Smart Credit Built for Real People.
With Credify, you’re not just borrowing, you’re building.
We use responsible, real-time credit decisioning to offer fair financial access without hidden fees, complicated terms, or long approval waits.
Daniel Carlson
Justin Whitetaker
Savannah Nguyen
🛒 FOR SHOPPERS — Spend Flexibly. Stress Less.
Shop confidently knowing you can stretch payments without straining your wallet. Whether it’s the essentials or the “I deserve this” moments, Credify empowers you to plan spending with ease.
FOR MERCHANTS — Grow Your Sales, Reduce Abandonment
Increase conversions by giving your customers the power to split payments.
With Credify, businesses get:
✔Higher checkout completion
✔Bigger basket sizes
✔Instant payouts
✔Seamless API & plugin integration
✔Access to analytics and shopper insights
SECURITY & TRUST
Your security is our priority.
Credify uses advanced fraud detection, encryption, and monitoring to keep your data and money safe.
See your credit power before you spend
Credify uses AI-driven financial analysis to show you how purchases and payments fit into your real cash flow. Get clear repayment projections, personalized limits, and transparent terms, so you never overextend or guess what comes next.
Credit decisions, powered by clarity, not pressure.
FEATURES BUILT FOR TODAY’S SHOPPER
At Credify, we believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need
⭐ REAL STORIES. REAL IMPACT
At Credify, we believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need
Olivia Wattson
"I have been using Credify for the past year, and it has completely transformed the way I manage my money. With its intuitive interface and helpful budgeting tools, I am now able to save more and spend less without sacrificing my quality of life. Thank you, FinFlow!"
Natalie Craig
"As a small business owner, managing my finances has always been a challenge. But Credify has made it so much easier."
Jack Frost
"As a recent college graduate, I was overwhelmed by the prospect of things i needed to set my life up. But thanks to Credify, I now feel confident and in control of my money. The installment payment plan, recommendations and finance planning tools have been especially helpful in setting me up for long-term financial success."
Blake Belladona
"I have been using Credify for several months now, and I have to say, it's been a game-changer for me."
Marcy Williams
"Before discovering Credify, I struggled to keep track of my spending and often found myself living paycheck to paycheck. But with the help of Credify's budgeting and expense tracking tools, I am now able to save more and worry less about money."
Artem Phoenix
"I never realized how much money I was wasting on unnecessary expenses until I started using Credify."
Free
Start understanding your credit, at no cost
$0
Recommended for
First-time users who want basic credit insights and visibility into their spending and repayment capacity
- Basic credit eligibility insights
- Monthly affordability snapshot
- Simple repayment projections
Pro (Most Popular)
Smarter credit decisions, powered by AI
$19
Recommended for
Young professionals, freelancers, and individuals who actively use credit and want real-time guidance.
- AI-powered credit insights
- Real-time affordability analysis
- Personalized repayment planning
Pro +
$29
Recommended for
- Purus vitae a lectus vitae.
- Amet tortor urna a volutpat.
- Dignissim tincidunt mollis.
Free
Start understanding your credit—at no cost
$0
/year
Recommended for
First-time users who want basic credit insights and visibility into their spending and repayment capacity.
- Basic credit eligibility insights
- Monthly affordability snapshot
- Simple repayment projections
- Access to educational credit tools
- Secure account and data protection
Pro
Smarter credit decisions, powered by AI
$189
/year
Recommended for
Young professionals, freelancers, and individuals who actively use credit and want real-time guidance.
- AI-powered credit insights
- Real-time affordability analysis
- Personalized repayment planning
- Priority support
- Credit improvement recommendations
Pro +
$289
Recommended for
- Purus vitae a lectus vitae.
- Amet tortor urna a volutpat.
- Dignissim tincidunt mollis.
